Privacy Policy

Last updated: June 1, 2025

Our Commitment to Your Privacy

My Spending Pal is committed to protecting your privacy and ensuring the security of your personal financial information. This privacy policy explains how we collect, use, and protect your data when you use our budget management application.

Information We Collect

Personal Financial Data

  • Income streams and amounts
  • Budget categories and allocations
  • Expense items and amounts
  • Currency preferences
  • Budget goals and targets

Usage Information

  • App usage patterns and preferences
  • Feature usage statistics
  • Error logs and performance data
How We Store Your Data

🔒 Local Storage Only

All your financial data is stored locally in your browser using localStorage. We do not transmit, store, or have access to your personal financial information on our servers.

Data Security

  • Your data remains on your device and is never transmitted to external servers
  • All calculations and processing happen locally in your browser
  • You have full control over your data export and import
  • No third-party tracking or analytics that access your financial data
How We Use Your Information

To Provide Our Service

Enable budget tracking, calculations, and financial goal management.

To Improve User Experience

Remember your preferences and provide personalized budget recommendations.

For Data Portability

Allow you to export your data for backup or transfer purposes.

Your Rights and Choices

✅ Data Control

You can delete all your data by clearing your browser's localStorage or using the app's reset functionality.

📁 Data Export

Export your complete budget data as JSON files at any time.

🔄 Data Import

Import previously exported data or transfer between devices.

🚫 Opt-Out

Stop using the app at any time, and your local data will remain on your device until manually deleted.

Third-Party Services

My Spending Pal may use the following third-party services that do not have access to your financial data:

  • Web hosting services (for app delivery only)
  • Content delivery networks (for performance)
  • Error monitoring (anonymized error reports only)

These services do not receive, store, or process your personal financial information.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us through our support channels. We are committed to addressing your privacy concerns promptly and transparently.

Remember: Since all your data is stored locally, you have complete control over your financial information and privacy at all times.